Frequently Asked Questions

When you work with an investment advisor, you put professionals in charge of your investments. Decisions about what investments to make are made on your behalf through research and analysis to help you achieve your personal goals. By working with an investment advisor you benefit from their professional expertise. Some advisors focus on a specific investment style while others are broader in their approach. In either case, an investment advisor can help structure your portfolio to meet your specific investment needs and goals by investing in securities that have been thoroughly researched and analyzed.  An investment advisor can also relieve you of burdens of trying to manage a portfolio on your own and can give you the peace of mind knowing someone is overseeing your hard-earned assets while you focus on doing the things you enjoy most.  Finally, a good investment advisor will get to know you and your needs, and provide you with personal attention and guidance through good and bad times.

As a client of Betro | Mileszko & Company, you will be working with an independent and trustworthy firm that offers a highly personalized and client-focused approach to meeting your investment goals. Through an objective and unbiased investment process, your assets will be invested in highly-ranked securities in a carefully designed strategy that reflects your unique needs and goals. By working closely with our affiliates, you’ll have access to tax, estate and retirement planning expertise as well, to ensure these closely related services are being provided to you in a comprehensive and coordinated way.

Our Investment Process includes the following five steps:

1. Identify your investment goals and risk tolerance.
2. Evaluate market and economic conditions.
3. Determine an appropriate asset allocation strategy.
4. Allocate to desired funds.
5. Monitor and rebalance to reflect changes in market conditions or your personal goals.

Our fees are structured in a way that aligns our interests with yours. We charge a management fee that is based on the amount of assets under management, so we do better when you do better. We do not receive commissions from any of the companies we invest in on your behalf, and use primarily low-cost mutual and exchange-traded funds. 

Although we do not have a stated minimum account size, our services are most suitable for clients with $250,000 or more to invest.

As your advisor, we are always available through phone and email. If preferred, we will meet with you personally. We will communicate with you as often as you would like. Periodically, we will contact you to review your portfolio and discuss any changes that may have occurred in your personal situation.

Your account assets will be held directly with Charles Schwab & Company in your name. Charles Schwab is an industry leader and is one of the largest and most respected companies providing custody services to investment advisors and their clients. 

You will receive monthly statements on each of your accounts from your account custodian, Charles Schwab & Company. Schwab will also send you confirmation notices each time we initiate a change in your portfolio holdings, as well as all tax reporting statements. You will also receive a comprehensive report with market commentary at the end of each quarter from Betro | Mileszko & Company.

The first step in establishing a relationship with our firm is to complete our Confidential Investor/Client Profile and return it to us along with copies of your account statements. After reviewing your information and having conversations with you, we will create an investment proposal designed to meet your specific investment needs. After you have reviewed your personal investment proposal, you will need to establish and fund your accounts with Charles Schwab & Company, by completing new account application forms. We will handle all the paperwork and details for you.

If you have any questions, you can contact us directly at (508)698-4949 or at jmileszko@betromileszko.com.